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Fresno Bankruptcy Attorney: Facts and Tips About Hiring a Bankruptcy Lawyer As a way to find relief from all the stress you are experiencing right now when it comes to financial matters, you opt to file for a bankruptcy, and this decision is actually a major one, a daunting and emotional process whether the reason for such financial predicament is unemployment, health issues, many years of bad luck or bad judgement. But you don’t have to be alone when making this decision because a bankruptcy attorney can help you. A Fresno bankruptcy attorney is specialized in the negotiation process when it comes to resolving your case under the bankruptcy laws, whether you can eliminate your debts under the Chapter 7 bankruptcy law or reorganize your debts under the Chapter 13 bankruptcy law. Once you contact a bankruptcy lawyer, you will be assessed for your financial situation on your initial consultation, for better understanding of your financial goals, and for discussion of different debt relief options that are applicable to your case. The initial and succeeding consultation will help you find the best debt relief option for your financial situation, and if your Fresno bankruptcy lawyer find that filing a bankruptcy is the best choice, he will determine the right Chapter of bankruptcy law that is applicable to you. By hiring a bankruptcy lawyer, you will be helped in handling your creditors, so they stop bugging and calling you every time about making collections because you can just refer them to your lawyer. Once you hire a trusted, reputable and experienced bankruptcy lawyer, you will be helped in preparing and filing your petition because your lawyer is the one who is primarily involved in preparing, typing as well as actual filing of your bankruptcy petition. A bankruptcy petition is usually comprising of exhaustive forms that may be thirty to sixty pages in length depending on the number of creditors you have. Before submitting the petition, you will be given an opportunity by your bankruptcy lawyer to review the forms and check if there are any mistakes and to ensure that all your debts, creditors and assets are listed. You are under the protection of the bankruptcy law’s automatic stay, and all of your creditors’ collection activities must stop, as soon as your bankruptcy documents are filed before the court. You will be required to attend your 341 Meeting of the Creditors that normally takes thirty to forty-five days after filing the bankruptcy petition, and your lawyer will ensure that you are prepared to answer the trustee’s possible questions. It is the responsibility of your lawyer to negotiate on your behalf, review and sign any reaffirmation agreements on secured properties you want to keep such as a car or house attached to collateral for the debt you owe. Find more information about the best Fresno bankruptcy lawyer, feel free to visit our website or homepage.Services – My Most Valuable Advice

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